In the “We’ve Come a Long Way” department, Prudential has recently released its latest women and money research, a 10th anniversary edition.

Results? It would seem, dear ones, that we the American women are simultaneously kicking ass and girl-ing out.

Take a cruise of the findings from the “Financial Experience & Behaviors among Women, 2010−2011 Prudential Research Study”:

– More than 9 out of every 10 women (95%) in households with annual incomes of $50,000 or more say they’re part of the financial decisionmaking. A quarter are even the primary decisionmakers.

– Nearly seven in 10 of those surveyed are employed, and nearly three-fourths have college degrees.


And on the flip side:

– Fewer than two in 10 women feel “very prepared” to make wise financial decisions. Half say they “need some help,” while a third need “a lot of help.”

– Only a third of women have a comprehensive financial plan. Among younger women, ages 25-34, that drops to only one in 10.

The “long way” looks be winding, indeed.